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You will be able to do UPI payment even without internet,just dial this number

The Reserve Bank of India (RBI) in partnership with National Payments Corporation of India (NPCI) just recently announced a new UPI 123Pay initiative to make it easier for “40 crore” feature phone users to complete the digital payments process without an internet connection.
it ever happened that you have opened any UPI payment app to make payment but the internet is not working in the phone. In such a situation, you will not be able to use apps like Google Pay, Paytm or PhonePe . But, you can still use UPI service.  To use this service, you have to dial *99# from your phone. It is available to everyone across the country. Apart from Hindi, English, it can also be used in many other languages. Here we are telling you the complete way to set up offline UPI payment.  How To Make UPI Payment Without Internet: A Step-By-Step Guide 1-Dial *99# on the phone from the registered mobile number and call. 2-You will get many options like Balance Check, Profile etc. ... 3-Now from the menu choose the option according to the details available to you. How to set up offline UPI payment To set up offline UPI payment, you have to dial *99# from your phone. You have to dial it from the same number which is linked to your bank account or else this service will not work. After this, set the language and select the bank name. You will see all the bank accounts linked to your number. For this reason, select the option of the bank to which you want to link. Then you have to enter the last 6 digit of the debit card along with the expiry date. After setting it up, you can make UPI payments without any internet connection. We are also telling you the way for this. To make offline UPI payment, you have to dial *99# on your phone. After that enter 1 to send money.After this you give *99# UPI ID, phone number or bank account details on which you want to transfer money. After this you have to give UPI PIN. You will complete the payment. At present, the upper transaction limit in this is Rs 5,000. This is why NPCI will only allow offline transactions upto Rs 200. In phase 1, UPI lite will process transactions in offline mode(debit offline and credit online). At a later point, UPI Lite will process transactions in complete offline mode i e debit and credit both offline.
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